www.barterpayitforward.org

Last revision: June 19, 2020

The following Terms and Conditions govern and apply to your use of or reliance upon

this website maintained by BarterPay It Forward® (the "Website").

Your access or use of the Website indicates that you have read, understand and agree

to be bound by these Terms and Conditions and any other applicable laws, statutes

and/or regulations. We may change these Terms and Conditions at any time without

notice, effective upon its posting to the Website. Your continued use of the Website will

be considered your acceptance to the revised Terms and Conditions.

All intellectual property on the Website is owned by us or our licensors, which includes

materials protected by copyright, trademark, or patent laws. All trademarks, service

marks and trade names are owned, registered and/or licensed by us. All content on the

Website, including but not limited to text, software, code, designs, graphics, photos,

sounds, music, videos, applications, interactive features and all other content is a

collective work under Canadian and other copyright laws and is the proprietary property

of the Company; All rights reserved.

We may provide you with certain information as a result of your use of the Website

including, but not limited to, documentation, data, or information developed by us, and

other materials which may assist in the use of the Website or Services ("Company

Materials"). The Company Materials may not be used for any other purpose than the use

of this Website and the services offered on the Website. Nothing in these Terms of Use

may be interpreted as granting any license of intellectual property rights to you.

When you make a purchase on the Website, you agree to provide a valid instrument to

make a payment. Pay attention to the details of the transaction, as your total price may

include taxes, fees, and shipping costs, all of which you are responsible for.

When you provide a payment instrument to us, you confirm that you are permitted to use

that payment instrument. When you make a payment, you authorize us (and our

designated payment processor) to charge the full amount to the payment instrument you

designate for the transaction. You also authorize us to collect and store that funding

instrument, along with other related transaction information.

If you pay by credit or debit card, we may obtain a pre-approval from the issuer of the

card for an amount as high as the full price. If you cancel a transaction before

completion, this pre-approval may result in those funds not otherwise being immediately

available to you.

We may cancel any transaction if we believe the transaction violates these Terms, or if

we believe doing so may prevent financial loss.

In order to prevent financial loss to you or to us, we may contact your funding instrument

issuer, law enforcement, or affected third parties (including other users) and share

details of any payments you are associated with, if we believe doing so may prevent

financial loss or a violation of law.

Payment for any on-going services is billed automatically until notification that you would

like to terminate your access to the services.

We may sell goods or services on the Website. We undertake to be as accurate as possible 

with all information regarding the goods and services, including product descriptions and 

images. However, we do not guarantee the accuracy or reliability of any product information 

and you acknowledge and agree that you purchase such products at your own risk. For goods 

or services sold by others, we assume no liability for any product and cannot make any warranties 

about the merchantability, fitness, quality, safety or legality of these products. For any claim

you may have against the manufacturer or seller of the product, you agree to pursue that

claim directly with the manufacturer or seller and not with us. You agree to release us

from any claims related to goods or services manufactured or sold by third parties,

including any and all warranty or product liability claims.

If you are unhappy with a service being sold on our Website, you may request a refund.

We, through the Website and its services, may engage in affiliate marketing whereby we

receive a commission on or percentage of the sale of goods or services on or through

the Website. We may also accept advertising and sponsorships from commercial

businesses or receive other forms of advertising compensation.

You agree not to use the Website for any unlawful purpose or any purpose prohibited

under this clause. You agree not to use the Website in any way that could damage the

Website, the services or the general business of BarterPay It Forward®.

You further agree not to use and/or access the Website:

a) To harass, abuse, or threaten others or otherwise violate any person's legal

rights;

b) To violate any intellectual property rights of us or any third party;

c) To upload or otherwise disseminate any computer viruses or other software that

may damage the property of another;

d) To perpetrate any fraud;

e) To engage in or create any unlawful gambling, sweepstakes, or pyramid scheme;

f) To publish or distribute any obscene or defamatory material;

g) To publish or distribute any material that incites violence, hate or discrimination

towards any group;

h) To unlawfully gather information about others.

Through your use of the Website, you may provide us with certain information. By using

the Website, you authorize us to use your information in Canada and any other country

where we may operate.

We may receive information from external applications you use to access our Website,

or we may receive information through various web technologies, such as cookies, log

files, clear gifs, web beacons or others.

We use the information gathered from you to ensure your continued good experience on

our website. We may also track certain of the passive information received to improve

our marketing and analytics, and for this, we may work with third-party providers,

including other marketers.

If you would like to disable our access to any passive information we receive from the

use of various technologies, you may choose to disable cookies in your web browser.

The Website is provided for communication purposes only. You acknowledge and agree

that any information posted on our Website is not intended to be legal advice, medical

advice, or financial advice, and no fiduciary relationship has been created between you

and BarterPay It Forward®. You further agree that your purchase of any of the

products on the Website is at your own risk. We do not assume responsibility or liability

for any advice or other information given on the Website.

You may not undertake any of the following actions:

a) Reverse engineer, or attempt to reverse engineer or disassemble any code or

software from or on the Website;

b) Violate the security of the Website through any unauthorized access, circumvention of

encryption or other security tools, data mining or interference to any host, user or

network.

You defend and indemnify BarterPay It Forward® and any of its affiliates and

hold us harmless against any and all legal claims and demands, including reasonable

attorney's fees, which may arise from or relate to your use or misuse of the Website,

your breach of these Terms and Conditions, or your conduct or actions. We will select

our own legal counsel and may participate in our own defence, if we wish to so.

You are strictly prohibited from using the Website or any of our services for illegal spam

activities, including gathering email addresses and personal information from others or

sending any mass commercial emails.

We may occasionally post links to third party websites or other services. We are not

responsible or liable for any loss or damage caused as a result of your use of any third

party services linked to from our Website.

To the extent any part or sub-part of these Terms and Conditions is held ineffective or

invalid by any court of law, the prior, effective version of these Terms and Conditions be

considered enforceable and valid to the fullest extent.

We may need to interrupt your access to the Website to perform maintenance or

emergency services on a scheduled or unscheduled basis. You agree that your access

to the Website may be affected by unanticipated or unscheduled downtime, for any

reason, but that the we will have no liability for any damage or loss caused as a result of

such downtime.

Your use of the Website is at your sole and exclusive risk and any services provided by

us are on an "as is" basis. We disclaim any and all express or implied warranties of any

kind, including, but not limited to the implied warranty of fitness for a particular purpose

and the implied warranty of merchantability. We make no warranties that the Website

will meet your needs or that the Website will be uninterrupted, error-free, or secure. We

also make no warranties as to the reliability or accuracy of any information on the

Website or obtained through the Services. Any damage that may occur to you, through

your computer system, or as a result of loss of your data from your use of the Website is

your sole responsibility and we are not liable for any such damage or loss.

Internet communications are subject to interception, loss or alteration and, as

consequence, you acknowledge that information or data you provide by electronic

means by accessing or using this Website are not confidential or exclusive, except to the

extent required by the applicable laws, and that communications by email may be

intercepted, altered or lost.

For more information, please refer to our Privacy Policy, which you may find at the

following address: https://services.barterpay.ca/privacy-policy

We are not liable for any damages that may occur to you as a result of your use of the

Website, to the fullest extent permitted by law. The maximum liability of BarterPay It Forward® 

arising from your use of the Website is limited to the greater of one

hundred ($100) Canadian Dollars or the amount you paid to BarterPay It Forward® in the last 

six (6) months. This applies to any and all claims by you, including,

but not limited to, lost profits or revenues, consequential or punitive damages,

negligence, strict liability, fraud, or torts of any kind.

If you have any questions about these Terms and Conditions, please contact us:

Email: hello@barterpay.ca

Effective date: June 3, 2020